Congratulations, you have decided to put yourself on a budget, good for you!
What you’ll need:

Paper
Pencil
Calculator (if you don’t like simple math)
Your latest bank statements
Your latest credit card statements
Your last months pay stubs.

Getting your net worth to zero implies paying off debts, things like cars, credit cards, student loans, etc.  Basically, half of increasing net worth involves decreasing these drains on it.  It will also make you money, in some cases even a better return than most stock investors get.
 Consider a typical credit card.  There is a […]

Since I’m starting anew on this site about putting your family in the best financial position possible, I should warn you that your first goal should be nothing.  Zip. Zilch. Nada. Nothing.
I’m talking about your net worth here, this is one that is scary to calculate if you love your credit cards.  Visa, Mastercard, and […]

I would just like to take this opportunity to give a big thank you to brian at the finance forums for getting me set up with wordpress and helping me break free from the web tyrrany of Register.com.
 Expect to see many changes here in the next few weeks, as all the little odds and ends […]