This was taken from a comment that David Robarts left on here a while back in regards to credit cards:
“There was a brief period where we decided to carry a balance because we were uncertain of our cashflow when we moved, but we returned to paying off the balance every month after just a few […]

The following quotes are taken from jmule’s posts on The Finance Forums, the title of the thread is “At the end of my rope”  You can read the whole series of posts here.
I don’t know where to turn. I have a good steady income, but very bad credit, from a previous relationship that destroyed my […]

Yesterday I made a career move that will nearly double my income.  It will require moving to a more expensive part of the state and being futher away from family members, but all in all I think it’s a good thing.
I am trying to set up a moving budget, and we’re still debating whether or not […]

This is a question to all you great readers.  How have you made extra cash in the past?  In a pinch how would you go about finding the extra cash you needed?
Working two jobs is the first thing that comes to my mind.  It’s not fun, it’s not pretty, but it works.
You can also sell […]

“Honey, did you spend $800 on the credit card at Payless yesterday?”
I work with a lot of college students.  College students are great people, they’re fun, interesting, and very creative.  College students typically ARE NOT good with finances though.  Student loan debt is high for almost anyone, but some people do the credit card thing, […]

This one comes from my grandmother:  Fill old milk jugs up with water (leave a little air in the bottle for expanding ice) and put them in your freezer.
 How does this save money?

Water holds it’s temperature better than air, so once the water is initially frozen, the freezer doesn’t have to work as hard to […]

One of my favorite pastimes as a kid was drawing fantasy maps.  This is a really fun thing to do with younger kids because their imaginations come up with some of the funniest names for places, continents, oceans etc.  I kept a kid busy for hours working on one of these, and at the end […]

Sometimes even I’m surprised at how stupid people can be.  This individual is a customer at the bank where I used to work, and he saw me in the grocery store last night, I’m still not sure if he was joking or not.
Customer: Heeey! Hey You!  You!  Guy who works at the bank!
Me: Hello sir, […]

Am I an expert?  An interesting question that was e-mailed by a reader a few weeks ago that asked me essentially that question:
“Mark, I appreciate your site and what you’re trying to do with it, how did you become a financial expert anyways?”
While I’m glad that this reader thinks I’m a financial expert, the sad fact […]

Paidtwice AND My New Choice tagged me in a meme.  What fun!  What excitement!  I got tagged!!
What’s the point?
I’m excited about this one though, because the question is a core personal finance question: If you can give one advice, tip, or story related to money, what would you share?
My advice: Spend less than you earn. […]