It seems to me that I mainly get people with some solid financial experience on here, and because of this I’m guessing most people who post here will answer: “I opened my account on (date) and currently it has a balance of (amount) but when all my outstanding checks clear it really has a balance of […]

…and do it NOW!!!
This is typically the highest-interest debt that people obtain, and maintain.  With many Americans owing over $10,000 to credit card companies, it is an epidemic.
How do I kill credit card debt?

Get all your cards in order, write down the balance (how much you owe) APR (the interest rate) and how much the […]

The following quotes are taken from jmule’s posts on The Finance Forums, the title of the thread is “At the end of my rope”  You can read the whole series of posts here.
I don’t know where to turn. I have a good steady income, but very bad credit, from a previous relationship that destroyed my […]

Sometimes even I’m surprised at how stupid people can be.  This individual is a customer at the bank where I used to work, and he saw me in the grocery store last night, I’m still not sure if he was joking or not.
Customer: Heeey! Hey You!  You!  Guy who works at the bank!
Me: Hello sir, […]

Am I an expert?  An interesting question that was e-mailed by a reader a few weeks ago that asked me essentially that question:
“Mark, I appreciate your site and what you’re trying to do with it, how did you become a financial expert anyways?”
While I’m glad that this reader thinks I’m a financial expert, the sad fact […]

“What’s really important when it comes to a financial institution?”
It’s FinancingYourFamily.com ’s first ever Discussion post!
Today I would like to look at the pros and cons of Brick and Mortar financials vs. Online financials.  I am at a bit of a loss when it comes to the online financials though, so I am going to […]

Once again I would like to point out that I am not endorsing one institution’s Certificates of Deposit over another institution’s.  My employer is not paying me to write this post.
I really like Certificates of Deposit (hereafter known as CDs).  They are a secured investment that will provide interest at a rate that is typically […]

Now we are getting into an area of banking that is fairly pricey, Money Market Accounts.  These are the cool accounts that rich people all seem to have, and they refer to them with all kinds of cool slang that I think they make up just to test me… ANYWAYS
Three Reasons Money Market Bank Accounts are […]

Managing a checking account is one of the easiest things to do.  Yet so many people just can’t seem to figure it out.  This is fine by me, until someone writes me a bad check.  Then I get mad. 
Once again, I will not endorse any financial over another, and even though I work in the […]

I decided to break the checking account posts up into smaller chunks since they are a larger part of the total scope of banking products (and where I have more expertise).
Once again I do work for a financial institution, and no, they didn’t ask me to write this.  This blog is 100% separate from my work.
There […]