Just kind of a silly article today since my wife’s not feeling well and I’m taking care of her.
Banana Chopper- Those mushy ‘nanas don’t stand a chance against the purchasing power of your Visa!
Skeleton Key- Although I’ve never mastered this trick, my brother is quite skilled at jimmying all manner of locks with only an […]
11 Sep
Posted by: mark in: Saving, money, banking, debt, Motivation, Credit Cards, Goals, Budgeting
It seems to me that I mainly get people with some solid financial experience on here, and because of this I’m guessing most people who post here will answer: “I opened my account on (date) and currently it has a balance of (amount) but when all my outstanding checks clear it really has a balance of […]
06 Sep
Posted by: mark in: Financingyourfamily.com, banking, money, Saving, Credit Cards, debt, Budgeting
…and do it NOW!!!
This is typically the highest-interest debt that people obtain, and maintain. With many Americans owing over $10,000 to credit card companies, it is an epidemic.
How do I kill credit card debt?
Get all your cards in order, write down the balance (how much you owe) APR (the interest rate) and how much the […]
This was taken from a comment that David Robarts left on here a while back in regards to credit cards:
“There was a brief period where we decided to carry a balance because we were uncertain of our cashflow when we moved, but we returned to paying off the balance every month after just a few […]
27 Aug
Posted by: mark in: "saving money", Financingyourfamily.com, money, Saving, Credit Cards, debt, Budgeting
“Honey, did you spend $800 on the credit card at Payless yesterday?”
I work with a lot of college students. College students are great people, they’re fun, interesting, and very creative. College students typically ARE NOT good with finances though. Student loan debt is high for almost anyone, but some people do the credit card thing, […]
11 Aug
Posted by: mark in: "saving money", link-ins, Enterprising People, Saving, debt, Credit Cards, Goals, Budgeting
This is a guest post from Jamie over at PaidTwice. She has some good things to say in this article, I suggest you take some notes :) In case you were wondering, I’m at historic Lambeau Field in Green Bay, WI.
I’ve been thinking and talking about getting out of debt for a long time. Especially […]
10 Aug
Posted by: mark in: money, debt, Credit Cards, Budgeting
I came across an interesting post over at Growing Up, which made me think of my own trap with credit cards. Here’s the interesting part of the post for your perusal:
True, the immediate cash back reward meant I spent less on every purchase. But too quickly did both my husband and I sink into the […]
I know you’re sick of all this penny-pinching savings advice, sick of learning how to use a bank account, sick of Mark lecturing on how saving $10 a week gives you $520 at the end of the year. If so, you might just love today’s article, a little story about a girl named Jane, who is […]
22 Jul
Posted by: mark in: money, "saving money", banking, Saving, Family, Reviews, Goals, debt, Credit Cards
I want to preface this by saying that I am in the banking industry, I work for a credit union, and have also worked for a bank. With that out of the way, this series will be about different products banks and credit unions offer, the advantages and disadvantages of those particular products, and what […]
“Mark, I have 6 credit cards and can’t stop spending on them, what should I do?” -J
Well, here are 5 steps to free yourself from the credit card trap. Designed with your situation in mind.
Cut up ALL of the cards except one that gets put anywhere but your wallet- This has the lovely effect of stopping […]