“Can we afford this?”
One question that is a good one to ask when both people know the answer already, and it is a bad one to ask if one or both people do not.  Money is a dangerous tool when handled incorrectly by a relationship, and this will not be the last time I talk […]

This is a request for help that was recently posted on the finance forums, and what I would do in this situation.  I am not a licensed financial advisor, and my solution is just one of many available to Jonothan
“Hello my name is Jonothan and I am in a huge debt at 21. It all started when I couldn’t finish […]

Getting your net worth to zero implies paying off debts, things like cars, credit cards, student loans, etc.  Basically, half of increasing net worth involves decreasing these drains on it.  It will also make you money, in some cases even a better return than most stock investors get.
 Consider a typical credit card.  There is a […]

Since I’m starting anew on this site about putting your family in the best financial position possible, I should warn you that your first goal should be nothing.  Zip. Zilch. Nada. Nothing.
I’m talking about your net worth here, this is one that is scary to calculate if you love your credit cards.  Visa, Mastercard, and […]