Just kind of a silly article today since my wife’s not feeling well and I’m taking care of her.
Banana Chopper- Those mushy ‘nanas don’t stand a chance against the purchasing power of your Visa!
Skeleton Key- Although I’ve never mastered this trick, my brother is quite skilled at jimmying all manner of locks with only an […]
11 Sep
Posted by: mark in: Saving, money, banking, debt, Motivation, Credit Cards, Goals, Budgeting
It seems to me that I mainly get people with some solid financial experience on here, and because of this I’m guessing most people who post here will answer: “I opened my account on (date) and currently it has a balance of (amount) but when all my outstanding checks clear it really has a balance of […]
06 Sep
Posted by: mark in: Financingyourfamily.com, banking, money, Saving, Credit Cards, debt, Budgeting
…and do it NOW!!!
This is typically the highest-interest debt that people obtain, and maintain. With many Americans owing over $10,000 to credit card companies, it is an epidemic.
How do I kill credit card debt?
Get all your cards in order, write down the balance (how much you owe) APR (the interest rate) and how much the […]
04 Sep
Posted by: mark in: "saving money", Financingyourfamily.com, money, Saving, debt, Family, Budgeting
Say you’re like me, you own a car, and your hood release lever doesn’t work. I have several options to fix the car.
1. I can try to fix it myself and risk breaking additional things.
2. I can go into debt to have someone else fix it.
3. I can access my emergency fund.
So what do you do […]
This was taken from a comment that David Robarts left on here a while back in regards to credit cards:
“There was a brief period where we decided to carry a balance because we were uncertain of our cashflow when we moved, but we returned to paying off the balance every month after just a few […]
29 Aug
Posted by: mark in: Financingyourfamily.com, banking, money, Family, debt, Budgeting
The following quotes are taken from jmule’s posts on The Finance Forums, the title of the thread is “At the end of my rope” You can read the whole series of posts here.
I don’t know where to turn. I have a good steady income, but very bad credit, from a previous relationship that destroyed my […]
27 Aug
Posted by: mark in: "saving money", Financingyourfamily.com, money, Saving, Credit Cards, debt, Budgeting
“Honey, did you spend $800 on the credit card at Payless yesterday?”
I work with a lot of college students. College students are great people, they’re fun, interesting, and very creative. College students typically ARE NOT good with finances though. Student loan debt is high for almost anyone, but some people do the credit card thing, […]
11 Aug
Posted by: mark in: "saving money", link-ins, Enterprising People, Saving, debt, Credit Cards, Goals, Budgeting
This is a guest post from Jamie over at PaidTwice. She has some good things to say in this article, I suggest you take some notes :) In case you were wondering, I’m at historic Lambeau Field in Green Bay, WI.
I’ve been thinking and talking about getting out of debt for a long time. Especially […]
10 Aug
Posted by: mark in: money, debt, Credit Cards, Budgeting
I came across an interesting post over at Growing Up, which made me think of my own trap with credit cards. Here’s the interesting part of the post for your perusal:
True, the immediate cash back reward meant I spent less on every purchase. But too quickly did both my husband and I sink into the […]
06 Aug
Posted by: mark in: Saving, money, Financingyourfamily.com, Mortgage, Work, Family, Goals, Motivation, debt, Budgeting
Today it’s time to think big… really big. We’re thinking about your family and what the future holds for them vs. what you would want the future to hold for them. We’re talking about Ginormously Audacious Goals, pictures of prosperity that will make other people GAG when you speak of them.
For example: One person wants […]