I want to preface this by saying that I am in the banking industry, I work for a credit union, and have also worked for a bank.  With that out of the way, this series will be about different products banks and credit unions offer, the advantages and disadvantages of those particular products, and what […]

Eve, from HomeBizBlogger.com wrote an article that interested me, and I offered to help her out based on her article and some minor additional information.  You can get up to speed on the article here.
Eve has been gracious enough to provide some personal income information so that I could do a more complete “If I were […]

“Can we afford this?”
One question that is a good one to ask when both people know the answer already, and it is a bad one to ask if one or both people do not.  Money is a dangerous tool when handled incorrectly by a relationship, and this will not be the last time I talk […]

I have some goals for this site that are more personal than anything else, but two of them were reached last night, and I want to thank all of you who comment and read this site regularly.
 First, we finally got 100 visitors in a day!  Can you believe that 100 people stopped by to improve […]

Just some neat math to consider.  3 different people, the first goes to starbucks infrequently (1 time a week or less).  The second goes regularly (once a day). The third is a Starbucksaholic (3 or more times a day).  Let’s say each person spends $4 each purchase.
Person A:

Spends $16 a month, or $192 a year […]

Tonight my wife gave me a major inspiration for a series of articles that I will call Fortifying my marriage.  You see, we were walking home from Bible Study tonight, and she was telling me how happy she is for marrying me.  We just had our six-month anniversary on Friday, and I promised her she […]

I’m going to get a bit personal here, and talk about some changes my family is going through.

I will be changing jobs - Going back to a part-time position with the Credit Union that got me started in the financial industry.  This will put a strain on our budget, but our marriage will be happier […]

This is a request for help that was recently posted on the finance forums, and what I would do in this situation.  I am not a licensed financial advisor, and my solution is just one of many available to Jonothan
“Hello my name is Jonothan and I am in a huge debt at 21. It all started when I couldn’t finish […]

I was cruising through the blogsphere and I found a great article about moving with a small child.  Since this is a family finance site, it really deserves a link here.
 So, check out The Simple Dollar http://www.thesimpledollar.com/2007/07/07/making-the-moving-transition-easier-on-young-children/
If you have young children, or are looking to move soon, I highly recommend you read that article.
I’ve also […]

“Sweetie, we really need that new couch”
My wife does a good job of convincing me that we need things that we really don’t.  When she said that to me, I already had a couch, and was all set to go buy her the slip cover of her dreams.  She wanted a new one though, and […]