Financing Your Family

Family Finance, Saving Money, Getting out of debt
Options:

Archive for the ‘money’ Category

…until you ask how much it will add to your electricity bill.
Fun TV facts

Environmentally Friendly TVs may not really be so.- Right now TV’s have their energy star rating based on how much power it uses WHEN IT IS OFF. 
Plasma TVs can use as much power as your refrigerator- Roughly $78 dollars a year with […]

Just kind of a silly article today since my wife’s not feeling well and I’m taking care of her.

 Banana Chopper- Those mushy ‘nanas don’t stand a chance against the purchasing power of your Visa!
Skeleton Key-  Although I’ve never mastered this trick, my brother is quite skilled at jimmying all manner of locks with only an […]

It seems to me that I mainly get people with some solid financial experience on here, and because of this I’m guessing most people who post here will answer: “I opened my account on (date) and currently it has a balance of (amount) but when all my outstanding checks clear it really has a balance of […]

…and do it NOW!!!
This is typically the highest-interest debt that people obtain, and maintain.  With many Americans owing over $10,000 to credit card companies, it is an epidemic.
How do I kill credit card debt?

Get all your cards in order, write down the balance (how much you owe) APR (the interest rate) and how much the […]

Say you’re like me, you own a car, and your hood release lever doesn’t work.  I have several options to fix the car.
1.  I can try to fix it myself and risk breaking additional things.
2. I can go into debt to have someone else fix it.
3. I can access my emergency fund.
So what do you do […]

The following quotes are taken from jmule’s posts on The Finance Forums, the title of the thread is “At the end of my rope”  You can read the whole series of posts here.
I don’t know where to turn. I have a good steady income, but very bad credit, from a previous relationship that destroyed my […]

Yesterday I made a career move that will nearly double my income.  It will require moving to a more expensive part of the state and being futher away from family members, but all in all I think it’s a good thing.
I am trying to set up a moving budget, and we’re still debating whether or not […]

This is a question to all you great readers.  How have you made extra cash in the past?  In a pinch how would you go about finding the extra cash you needed?
Working two jobs is the first thing that comes to my mind.  It’s not fun, it’s not pretty, but it works.
You can also sell […]

“Honey, did you spend $800 on the credit card at Payless yesterday?”
I work with a lot of college students.  College students are great people, they’re fun, interesting, and very creative.  College students typically ARE NOT good with finances though.  Student loan debt is high for almost anyone, but some people do the credit card thing, […]

I came across an interesting post over at Growing Up, which made me think of my own trap with credit cards.  Here’s the interesting part of the post for your perusal:
True, the immediate cash back reward meant I spent less on every purchase. But too quickly did both my husband and I sink into the […]