Financing Your Family

Family Finance, Saving Money, Getting out of debt
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Archive for the ‘Motivation’ Category

“We never talk anymore.”
If you or your spouse says this, congratulations, it’s time to work on communication.  Good communication is needed so that you can meet each others’ needs.  It is necessary to create a good example for children.  Finally it will help you to argue effectively.
The first step to good communication is to know […]

Tonight my wife gave me a major inspiration for a series of articles that I will call Fortifying my marriage.  You see, we were walking home from Bible Study tonight, and she was telling me how happy she is for marrying me.  We just had our six-month anniversary on Friday, and I promised her she […]

This is a request for help that was recently posted on the finance forums, and what I would do in this situation.  I am not a licensed financial advisor, and my solution is just one of many available to Jonothan
“Hello my name is Jonothan and I am in a huge debt at 21. It all started when I couldn’t finish […]

I was cruising through the blogsphere and I found a great article about moving with a small child.  Since this is a family finance site, it really deserves a link here.
 So, check out The Simple Dollar http://www.thesimpledollar.com/2007/07/07/making-the-moving-transition-easier-on-young-children/
If you have young children, or are looking to move soon, I highly recommend you read that article.
I’ve also […]

Any healthy family should argue.
I’m going to repeat that again, any healthy family should argue.  It is a sign that the people care about each other because they have a strong vocal opinion about what the other person is doing.  A good argument has every side heard, no hard feelings afterwards, and both sides being […]

Congratulations, you have decided to put yourself on a budget, good for you!
What you’ll need:

Paper
Pencil
Calculator (if you don’t like simple math)
Your latest bank statements
Your latest credit card statements
Your last months pay stubs.

Getting your net worth to zero implies paying off debts, things like cars, credit cards, student loans, etc.  Basically, half of increasing net worth involves decreasing these drains on it.  It will also make you money, in some cases even a better return than most stock investors get.
 Consider a typical credit card.  There is a […]

Since I’m starting anew on this site about putting your family in the best financial position possible, I should warn you that your first goal should be nothing.  Zip. Zilch. Nada. Nothing.
I’m talking about your net worth here, this is one that is scary to calculate if you love your credit cards.  Visa, Mastercard, and […]