Financing Your Family

Family Finance, Saving Money, Getting out of debt
Options:

Archive for the ‘Saving’ Category

…until you ask how much it will add to your electricity bill.
Fun TV facts

Environmentally Friendly TVs may not really be so.- Right now TV’s have their energy star rating based on how much power it uses WHEN IT IS OFF. 
Plasma TVs can use as much power as your refrigerator- Roughly $78 dollars a year with […]

It seems to me that I mainly get people with some solid financial experience on here, and because of this I’m guessing most people who post here will answer: “I opened my account on (date) and currently it has a balance of (amount) but when all my outstanding checks clear it really has a balance of […]

…and do it NOW!!!
This is typically the highest-interest debt that people obtain, and maintain.  With many Americans owing over $10,000 to credit card companies, it is an epidemic.
How do I kill credit card debt?

Get all your cards in order, write down the balance (how much you owe) APR (the interest rate) and how much the […]

Say you’re like me, you own a car, and your hood release lever doesn’t work.  I have several options to fix the car.
1.  I can try to fix it myself and risk breaking additional things.
2. I can go into debt to have someone else fix it.
3. I can access my emergency fund.
So what do you do […]

“Honey, did you spend $800 on the credit card at Payless yesterday?”
I work with a lot of college students.  College students are great people, they’re fun, interesting, and very creative.  College students typically ARE NOT good with finances though.  Student loan debt is high for almost anyone, but some people do the credit card thing, […]

      This is a guest post from Jamie over at PaidTwice.  She has some good things to say in this article, I suggest you take some notes :)  In case you were wondering, I’m at historic Lambeau Field in Green Bay, WI.
I’ve been thinking and talking about getting out of debt for a long time. Especially […]

Really
In the scope of a family, goals are a good thing to set, and a good thing to prioritize, but they are not important and should not dictate every decision.  There are things that trump goals like medical emergencies, accidents, natural disasters, etc. that always should take precedence over your goals to say, own a […]

Once again I would like to point out that I am not endorsing one institution’s Certificates of Deposit over another institution’s.  My employer is not paying me to write this post.
I really like Certificates of Deposit (hereafter known as CDs).  They are a secured investment that will provide interest at a rate that is typically […]

Today it’s time to think big… really big.  We’re thinking about your family and what the future holds for them vs. what you would want the future to hold for them.  We’re talking about Ginormously Audacious Goals, pictures of prosperity that will make other people GAG when you speak of them.
For example:  One person wants […]

Save like a 10 Year-Old

Today I met one of the most money-savvy people I have ever known, and he is only ten years old.  His parents don’t make much money, but his grandma pays him to do odd jobs around her house, and she’s been doing this for about 3 years now.  He makes .50 a job, and might […]